Property Insurance
London Market
Manage your clients’ risk exposure with our tailored commercial property insurance proposition.
The property sector continues to undergo significant change influenced not least by spiralling construction-related inflation. Subject to a wide range of perils, protecting key physical assets is a pre-requisite for most commercial businesses. Whether your clients are owners, investors, or developers, Optis’s Property team specialises in diverse and difficult-to-place property risks requiring bespoke solutions.
Having recently strengthened our Property team in London and now with access to a number of new A rated markets, Optis is delighted to support its broker partners in the placement of diverse and difficult-to-place property risks requiring bespoke solutions on both a standalone or Commercial Combined basis.
With access to key Lloyd’s and London Company markets, we can help protect your clients against losses to their Property (up to a Maximum Total Sum Insured of €200m), Increased Cost of Working and Business Interruption claims.
cover includes
- Buildings
- Contents
- Fixtures and Fittings
- Stock
- Business Interruption
- Loss-of-Rent
- Stand Alone Property Owners’ Liability
- Burglary or Theft
- Fire
- Flood
- Escape of Water
- Storm
- Subsidence
TRADES
Examples of trades include but are not limited to:
- Financial Institutions
- Communications
- Healthcare
- Infrastructure
- Light Pharmaceuticals
- Public Authorities
- Multinationals
- Offices and Surgeries
- Property Owners
- Tradesmen and Professionals
- Holiday Homes
- Tool Insurance
- Engineers’ Insurance
- Contractors All Risks
- Goods in Transit
- Apartment Blocks
- Landlords’ Buildings and Contents
- Education
- Healthcare and Charities
- Leisure and Hospitality
- Manufacturing
- Retail
Features & Benefits
- Using only A rated markets
- Lloyd’s brokers
- Vastly experienced Property Placement Team
- TSI up to €200m any one location depending on risk characteristics
- All risks insured with A rated markets including but not limited to Aspect, Axis, Faraday, JRP/Ergo, Probitas and Rokstone
- We can tailor your policy to suit your clients’ needs
- Competitive Premiums
- Lead and/or follow lines
- Excess layers
- Cover available for the buildings while the property is being converted, renovated or extended
- Excellent communication so that you understand what risks your clients’ are insured against
- Deep industry knowledge
- Local expertise
- Excellent service levels
- Rapid turnaround times
- Friendly, helpful, and experienced team
- In-house Claims support

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