Employers / Public - Combined Liability Insurance
MGA

With over 500 occupations catered for, our ELPL Combined Liability policy is designed for self-employed tradespersons, professionals, service providers, and small businesses with up to €3m turnover.

We provide instant online quotations for risks with up to 10 manual employees and the option of applying multiple trades per policy for all-round cover.

Experienced underwriters are available for efficient turnaround on any referral cases.

cover includes

  • €13m Employers Liability
  • €2.6m/€6.5m Public Liability
  • €2.6m/€6.5m Products Liability
  • Legal Expenses

extensions of cover

  • Indemnity to Principal
  • Local Authorities, Public Bodies, and Health Boards noted as joint insured.
  • Option to increase height limit from 15 to 25 meters on referral
  • Manual Working Director Cover
  • Cover for Labour only sub-contractors
  • Cover for Bona fida sub-contractors (subject to certain conditions)
  • Participation in exhibitions in connection with the business.

Features & Benefits

  • A Rated capacity
  • Cover for risks up to €3m Turnover
  • Over 500 Trades available
  • Multiple Trades selection – up to 4 Trades per policy for all-round cover
  • Low minimum premiums
  • Option of €2.6m or €6.5m Public Liability
  • Employers Liability Excess: €750
  • Public Liability Excess: €750
  • Instant quotations available online
  • Experienced underwriters available for efficient referral turnaround

 

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