Public House and Restaurant Insurance
MGA

Our Public House and Restaurant Insurance is a specialist combined package policy designed for small to medium-sized enterprises in the hospitality industry.

We largely quote traditional-style pubs in rural areas & small towns, and busy dine-in cafés and restaurants.

This policy offers flexible protection for property, loss of earnings, and legal liabilities tailored to suit your client’s business.

Appetite

  • €13m Employers Liability
  • €6.5m Public Liability
  • €6.5m Products Liability
  • Legal Expenses
  • Material Damage cover against loss or damage caused by fire, specified perils, and accidental damage

extensions of cover

  • Business Interruption
  • Glass, Frozen goods, and Computer cover
  • Loss of Money & Assault
  • Goods in Transit
  • Loss of Licence cover
  • Al Fresco dining options available
  • Outside catering cover on referral
  • Automatic 30% Seasonal increase
  • Property Owner’s Liability extensions on request

Features & Benefits

  • A Rated capacity
  • Cover for risks up to €2m Total Sum Insured
  • Low minimum premiums
  • Property Excess: €350
  • Liability Excess: €750
  • Experienced underwriters available for efficient referral turnaround

 

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