Archives: MGA Products

Our Property Owners Insurance Policy is designed to protect rental property against a number of insured events. It also covers legal liability as a landlord and loss of rent if the property can’t be rented following an insured event.

We can offer you flexible protection for your property, rental income, and legal liabilities.

Options are available for mixed-use properties including commercial with a residential element, Unoccupied properties, Serviced Offices and Remote working Hubs and Creche, Montessori & Adult education centres, and more.

The Optis Real Estate Insurance is a specialist property owner’s policy designed for residential or commercial properties that are let to individuals or companies.

We can offer you flexible protection for your property, rental income, and legal liabilities.

Options are available for a mix of commercial and residential units, including Large & Small Purpose-Built apartment blocks, Public houses, Restaurant & Takeaways and Large Retail Parks.

Personal accident insurance is designed to insure you against bodily injury during the period of insurance.

We provide cover for over 100 different trades, with competitive minimum premiums depending on the level of cover selected.

This policy provides worldwide, 24-hour cover, with a 52 week benefit period.

Our Professional Indemnity policy is designed to offer essential protection for SME professionals.

The cover caters for a wide range of consultancy type businesses with a fee income up to €500,000.

We provide cover for over 200 different occupations, with competitive minimum premiums.

Our Contractors All Risks policy is designed to protect contractors against loss or damage to contract works, materials, plant, tools, and equipment.

The policy contains several automatic extensions which enhance the benefits and features of the product.

We can offer protection for contracts up to €2m, as well as extra costs that may arise such as fire brigade charges, and professional fees.

With over 500 occupations catered for, our ELPL Combined Liability policy is designed for self-employed tradespersons, professionals, service providers, and small businesses with up to €3m turnover.

We provide instant online quotations for risks with up to 10 manual employees and the option of applying multiple trades per policy for all-round cover.

Experienced underwriters are available for efficient turnaround on any referral cases.

The Optis Multi-Peril Guesthouse policy offers a comprehensive package of covers for bed and breakfast and guesthouse businesses based in the Republic of Ireland.

The scheme is designed to afford cover for business owners offering up to 12 rooms for guest accommodation and extends to offer cover for the residential element, where the proposer resides at the premises.

This policy offers flexible protection for property, loss of earnings, and legal liabilities tailored to suit your client’s business.

Our Self Build Insurance is designed to protect those embarking on the construction, extension, or renovation of a private dwelling house.

We offer All Risks and Liability cover for clients looking to build their own unique, custom-designed home, up to the value of €750,000 Total Sum Insured.

Cover extends to all materials, plant, tools, and equipment on site, and in certain cases, the loss or damage arising from Fire, lightning, explosion, and aircraft in respect of existing property.

Our Commercial Combined Insurance is designed for Wholesale, Distribution, and Manufacturing risks requiring both Liability and Material Damage cover.

We quote for over 50 Manufacturing trades, and 80 Wholesale & Distribution trades, covering all types of materials and products across multiple industries. Non-standard referrals are also welcome.

This policy offers flexible protection for property, loss of earnings, and legal liabilities tailored to suit your client’s business.

Our Office combined Insurance is designed for businesses requiring both Liability and Material Damage cover in the workplace.

We provide cover for over 80 different trades, with competitive minimum premiums.

This policy offers flexible protection for property, loss of earnings, and legal liabilities tailored to suit your client’s business.